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Relationship Manager, Home Loans

 Delhi,Mumbai,Bangalore  1  4207

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Job Details

Company Godrej Capital
Position 1
Required Experience 1-2 Year
CTC Best in the Industry
Location Delhi, Mumbai, Bangalore
Job Code 4207
Posted On 19 Oct 2023
Application Deadline 20 Nov 2023

Skills


Excellent communication & negotiation skills,Experience in selling financial product – HL/ LAP,Insurance

Description


Essential skillsExcellent communication & negotiation skills. Experience in selling financial product – HL/ LAP, Insurance, is a must.

Job PurposeThe role holder will be responsible for selling Godrej Housing Finance's loan products – home loans, loan against property and other related products.

Role:

  • Meet customers on builder/ developer site locations and pitch our loan product offerings to them.
  • Conduct marketing, sales & brand building activity to attract new customers.
  • Sanction & disbursement of files per month as per the targets assigned
  • Carry out the pre and post-loan activities related to the home loans, meaning: acquisition of new clients and maintenance of renewal clients, financial analysis, initial risk assessment, presenting the loan applications to the Sanctioning team, portfolio administration, prioritizing the repayment of loans to preserve the portfolio quality.
  • Getting legal, credit and technical documents completed for the loan proposal and resolve customers’ queries.
  • Inform potential clients about the requirements, T&C of the home loan product, the procedures to obtain a loan, the importance of the payments on time, the penalties system in case of not paying on time, insurance, etc.
  • Inform the client about the Credit decision on their application.

Qualification & experience:

  • MBA with 6 months to 2 years’ experience in Sales.
  • Background in mortgage / real estate Sales preferred.

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